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45 Responses to "9 Tips for Buying Property With Little or No Money". Even if you’re going to get a loan to buy the land, you need to show the owner that you’re legitimate. Once I was recommended to put 20% down on any property I wanted to buy, and that if I couldn’t put down 20%, I.

Land loans – especially raw land loans, where the land is not already improved – can require high down payments. Be prepared to put down 30% to 50% of your land cost when you get a loan. Good credit is required. Because a lender is likely taking a big risk to help you buy your land, you’ll need good to excellent credit for most land.

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Veterans and service members who want to purchase multiunit properties often see it as an investment opportunity. For many people, there’s something appealing about the idea of having tenants help pay some or even all of the mortgage.

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